Fast Personal Loan Singapore at Low Rates

Q: I have existing loans with other licensed moneylenders. Am I still eligible for a loan?

Yes, you are still welcome to apply for a loan with us. 1st LG Credit® aims to help as many borrowers as possible and provide them with one of the best loan packages in the market. We are here to serve your needs.

A personal loan that can keep up with your needs.

A personal loan is an unsecured line of credit that can easily help you reach your goals.

Time is precious. Packed with busy schedules, advanced technology and the constant mobile notifications, we hustle a lot.

At any point of our lives, whether we are studying, building our careers or starting a family, there will be times when we need money, fast.

1st LG Credit® can take care of that for you.

We understand that each individual is different. This is why we are able to specially tailor a personal loan package to suit your needs.

We offer three-minute fast and easy loan applications where you will be able to receive your money in cash or cheque on the spot should all documents be ready.

Simply apply online with us and receive the funds you need.

Worried about taking out personal loans for the first time? Our friendly and experienced loan officers will be happy to help and guide you through the process.

Make that progress in life with our personal loans today.

Benefits of a Personal Loan with 1st LG Credit®

Our personal loans stand out as we provide our borrowers with a wide range of unique benefits.

Better and improved
credit scores

Flexible
loan tenures

Ease of application
and approval

Increased
convenience

FAQ on 1st LG Credit's Personal Loans

Frequently Asked Questions

In essence, personal loans are short term unsecured loans that can be used for multiple purposes.

You borrow a fixed sum of money, along with a fixed interest rate, over the period of your loan
tenure.

All these factors will be dependent on the terms & conditions stipulated in your loan contract,
along with your repayment capabilities.

There may come various points in our life where we require extra cash to tide through.

It might be to fund a personal project, a big-ticket purchase or to simply get through the month.

Personal loans are not specific to a single purpose. You can use them for a wide range of things.

Some uses include paying for:

Utility Bills
Rent
Holidays
Emergency medical expenses
Home renovations
Wedding banquets

The three main differentiating factors between our personal loans compared to banks are:

Speed
Ease of application
Service rendered

We believe in providing you with a personal loan in the shortest time possible.

This is why we have streamlined our borrowing process into 3 simple steps.

Moreover, we do not go through rigorous credit checks and also do not require much paperwork.

Ultimately, our experienced loan officers will be there to guide you on the best personal loan package
for your needs and provide professional advice so that you’ll be able to achieve your financial goals.

With the help of a personal loan, you will be able to clear your debts more efficiently at lower interest rates.

More importantly, ensure that you make your monthly repayments on time and pay off your full loan amount. This can help to improve your credit score.

1. Type of loan required

Before you enter into any loan contract, it is important to discern between secured and unsecured loans.

Unsecured loans have a lower borrowing threshold. However, they do not require collateral.
Secured loans have a higher borrowing threshold. However, they require collateral.

2. Interest rates

Ensure that you are getting the best interest rates as they will significantly affect your monthly
repayments.

Additionally, there may be hidden fees that you might be unaware of:

Origination fees
Service fees
Underwriting fees

1st LG Credit does not practice any of such fees. Additional fees, if any, will be made known to you
before you sign your loan contract.

3. Loan tenure

Your loan tenure will also have an impact on the cost of your total loan.

Ensure that you work with a loan tenure that is comfortable with you so that you can make comfortable
repayments.

4. Your current financial situation

This is going to be the most vital factor.

Know where you currently stand in your finances so that you will be able to make better financial
decisions, especially on the loan amount that you are looking to apply for.

To qualify for a loan with 1st LG Credit®, you’ll simply have to:

Be a Singapore Citizen, Permanent Resident or a Foreigner with a valid work permit
Be at least 21 years old
Be employed / self-employed

For Singaporeans / PRs:

Proof of identity (NRIC, passport)
Proof of income (CPF / bank statements)

For Foreigners:

Work Permit / S Pass / E Pass
Proof of residence (Utility bills, phone bills, tenancy agreement, etc.)
Payslips / bank statements

At 1st LG Credit®, all applications for our personal loans are kept fast and simple.

Step 1: Submit your application via our online application form.
Step 2: We will drop you a call regarding your loan application status within the hour.
Step 3: Head down to your selected 1st LG Credit® branch, do a face-to-face verification, sign the contract and receive your loan.

We will disburse the funds to you immediately after you have accepted and signed our loan contract at any of our branches.

Yes, you are still welcome to apply for a loan with us!

1st LG Credit® aims to help as many borrowers as possible and provide them with one of the best loan packages in the market.

We are here to serve your needs.

Yes, you can still apply for a personal loan with us. We aim to help our borrowers regardless of their credit scores.

This is why we do not have specific restrictions with regard to credit scores.

No, we do not charge any fees for early loan repayments.

Outstanding interests, if any, will also be nullified once you have finished repaying your loan earlier than the date stipulated in your loan contract.

No, we do not mail any of your loan information to your home.

All loan details will be kept digital and private with us, unless a physical copy is requested.

3 Simple Steps to receive
your instant cash loan

1st LG Credit empowers you with the immediate financing that you need.

Submit Online Application

Receive Application Status

Outcome of the loan with the maximum loan amount and tenure will be provided to you in less than an hour.

Fast Cash Disbursement

Head down to your selected 1st LG Credit® branch, do a face-to-face verification, sign the contract and get your money instantly.

Apply Now

Our Latest Customer Reviews

Borrow with confidence. 1st LG Credit® licensed moneylender has more than 1,900 positive customer reviews on Google Business.

Max E Wong

30 November 2019

Great credit company, approve my loan within 50mins. Thank you ☺️

Aseanwriter

25 November 2023

Soh is friendly and helpful, explains well

YH Ms

23 November 2023

Mr. Soh very professional

Leila

23 November 2023

I was serve by Dominic..

Aliff luffy

22 November 2023

Ok lah there never discriminate Malay.. very easy to get loan here if u Malay rather the go else where around here.. ? Better choose 1st LG Credit

Deetot Mario

21 November 2023

Thank you 1st LG Credit. Fast and steady 👍🏼👍🏼

Muhammad nuh

19 November 2023

Ms soh good service

Coleen Ortiaga

19 November 2023

Mr. Soh is very helpful and accommodating.

AQIL INAYAT

19 November 2023

My agent Soh has been very nice and helpful the process was very quick and efficient i would definitely come here again

Jae Town

18 November 2023

Good and fast service!

Apply with us now!

You can send in your application below. It just takes five minutes.

1st LG Credit® Personal Loan

A personal loan that can keep up with your needs.